Social Insurance Organization

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The Social Insurance Organization (SIO) is the Kingdom of Bahrain's official agency for the advancement of social insurance and pension services to all individuals subject to the Civil Law (Public Sector) and the Social Insurance Law (Private Sector) .

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Social Insurance Law

PART 1: THE CONSOLIDATED ACT ON SOCIAL INSURANCE

PART 1: THE CONSOLIDATED ACT ON SOCIAL INSURANCE

SCHEDULE NO. 5

Capital against Commuted Pension of B.D. 1

Age at commutation
For 5 years
For 10 years
For 15 years
Up to the
BD. Fils
BD. Fils
BD. Fils
30
51.600
91.420
122.020
31
51.575
91.360
121.390
32
51.550
91.300
121.760
33
51.525
91.225
121.600
34
51.500
91.150
121.440
35
51.475
91.055
121.235
36
51.450
90.960
121.030
37
51.425
90.845
120.790
38
51.400
90.730
120.550
39
51.360
90.605
120.270
40
51.320
90.480
119.990
41
51.280
90.330
119.655
42
51.240
90.180
119.320
43
51.190
89.990
118.905
44
51.140
89.800
118.490
45
51.080
89.575
117.965
46
51.020
89.350
117.440
47
50.950
89.065
116.790
48
50.870
88.780
116.140
49
50.775
88.410
115.340
50
50.680
88.040
114.540
51
50.550
87.585
113.570
52
50.420
87.130
112.600
53
50.270
86.565
111.420
54
50.120
86.000
110.240
55
49.925
85.310
108.840
56
49.750
84.620
 
57
49.485
83.800
 
58
49.240
82.980
 
59
48.950
82.010
 
60
48.660
81.040
 
61
48.325
 
 
62
47.990
 
 
63
47.580
 
 
64
47.170
 
 
65
46.660
 
 

The rules which must be taken into account when applying Schedule No. 6:-

  1. A fraction of a year in the computation of age shall be deemed to be a full year.

  2. Consideration shall be given to the additional age determined by the Appropriate Medical Board in accordance with the medical condition of the applicant for commutation. The result of the medical examination shall be valid for one year from the date of the medical beard's decision for finalising the commutation formalities.

  3. No commutation shall be made in respect of an insured or a pensioner whose medical condition is determined by the Appropriate Medical Board to be unsuitable for applying for commutation.

  4. No commutation shall be made in respect of an insured man beyond the age of 65 years if the period of commutation is 5 years and 60 years of age if the period of commutation is 10 years and 55 years of age if the period of commutation is 15 years. Five years shall be deducted from these ages in case of insured women.

  5. No commutation shall be made in respect of pensions for employment or non-employment disability.

 

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Page Last Updated: 11-10-2021